On September 20, 2022, a news article reported a sudden surge in cyber scams targeting senior citizens. The headline rattled *John*, a retired school teacher living in Gallup, Kentucky. The article detailed how elderly folks were losing life savings to well-disguised phishing attempts and malicious software. As he read through the piece, *John* felt a wave of anxiety break over him. This was not just an ordinary news story for him. It hit too close to home.

In his younger years, *John* had watched his father fall prey to a financial scam, which resulted in the family struggling for years. The trauma had lingered in the back of his mind, influencing many of his life decisions. *John* had never felt so connected to a piece of news as he did reading about these scams on that fateful September day. It was as if history was threatening to repeat itself.

Feeling overwhelmed and uncertain about how to address the resurfacing emotions, *John* turned to the Stepping Into Action program he had stumbled upon online. He read the materials carefully and began to apply the program's strategies to cope with his new-found anxiety and long-standing trauma.

'Healing requires you to revisit the wounds and help them close properly, says *John*. This quote from the program resonated deeply with him as he undertook the challenging journey toward emotional healing and financial vigilance.

Experts offered conflicting opinions on the efficacy of programs like Stepping Into Action. Some vouched for their ability to provide grounded support and guidance that can be easily accessed online. Others criticized them as commercially motivated, questioning the contextual suitability of such generalized advice for diverse individual problems.

For *John*, however, the emotional support and structured guidance provided within the Stepping Into Action framework proved invaluable. *John* realized the journey he embarked upon was difficult yet rewarding. The access to help online made it possible for him to address issues he had long held within, bringing a newfound peace to his life.

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